Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (90537)

II love pay3 ,

5
II love pay3 , because I can buy for my self something expensive and I have time to pay it. Reviewed on: 18th May 2024

Great way to control monthly cashflow

5
Great way to control monthly cashflow Reviewed on: 18th May 2024

Paypal is my safety

5
Paypal is always my go to for purchases. They are really good when it comes to disputes. I know my money is well protected. Reviewed on: 18th May 2024

Spend what you need to not more!

5
I used Pay in 3 for the first time at Christmas for some last minute gifts and it really helped me out of a financial hole. The fact that it is interest free is a godsend as well! I was accepted quickly which really helped and my credit score went up too! Reviewed on: 18th May 2024

It's great to use pay in 3 so I can budget my money...

5
It's great to use pay in 3 so I can budget my money better it is very helpful to me. Reviewed on: 18th May 2024

Never had a problem with PayPal.

5
Never had a problem with PayPal. Anytime an issue has come up PayPal sort it pronto. 100% recommend. Reviewed on: 18th May 2024

It's overall great experience.

5
It's overall great experience. Without any interest. Reviewed on: 18th May 2024

No interest - no brainer!

5
Super easy to use - really helps with day to day life spreading the cost of purchases. Very easy to understand the status of plans - no interest - no brainer! Reviewed on: 18th May 2024

Great way to pay for over 3 payments, bought tv...

5
Great way to pay for over 3 payments, bought tv with it Reviewed on: 18th May 2024

Happy PayPal customer

5
I have never had any problems with PayPal Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 169053 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3821 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 117 reviews
    PayPal
    View all products