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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (91301 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (91374)

Wouldn’t be without it

When ever ive had a problem paypal sorted it straight away. Easy to use and I wouldn’t be without it now Reviewed on: 13th May 2024

Great way to spread the cost of something

Great way to spread the cost of something without paying interest Reviewed on: 13th May 2024

It is good, and ables me to manage my money correctl...

It is good, and ables me to manage my money correctly and in more detail Reviewed on: 13th May 2024

Would be nice to be able to change the direct debit...

Would be nice to be able to change the direct debit date. Also can't even get hold of someone on the phone when needing help with something. Reviewed on: 13th May 2024

Super easy to set up, and clear to understand

Super easy to set up, and clearly states the terms and conditions without all the banking jargon so the everyday joe can understand what they are agreeing too. Reminders automatically set up so you don’t forget, well in advance so it allows you to make sure you have enough funds to cover the payment. Reviewed on: 13th May 2024

Brilliant service

Used pay in three for two years it’s been brilliant no problems very manageable and have been able to purchase things and pay over time in a sensible way and the email reminders that payments coming up are so helpful. Reviewed on: 13th May 2024

Great service from PayPal perfect

Great service from PayPal perfect Reviewed on: 13th May 2024

Handy to have when money is a little short.

Handy to have when money is a little short. Also it"s great you can have the ability to pay off the other payments early and clear all payments when needed. Having 0% APR is a great bonus, so I don't have to pay unexpected fees (unless late payments). Only two drawbacks are minimum spend of £30 and some websites I don't see the option of pay in 3. That being said I highly recommend this service if your a PayPal user and it's a great reason to join if you haven't yet. Reviewed on: 13th May 2024

Good experiencer my , I very have.

Good experiencer my , I very have. Reviewed on: 13th May 2024

Good payment plan

Really easy to understand with clear payment dates and early payment options. Reviewed on: 13th May 2024

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