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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (89894)

The best

5
It’s so great and handy when you want to get things but haven’t got the money up front. The pay back times are great too, always works fine, never any problems, it’s helped me out sooo much. Birthdays and christmas, I wouldn’t be without this app, I can’t praise them enough. Reviewed on: 15th May 2024

Used for larger purchases with speed easy to use and...

5
Used for larger purchases with speed easy to use and security Reviewed on: 15th May 2024

I have made at least 20 payments Using paying three...

4
I have made at least 20 payments Using paying three always paid on time and now when I go to use it it says I'm not eligible so not happy with this. Don't know why this is happening. There's no explanation. I stop using the service. Reviewed on: 15th May 2024

Very convenient, easy to use and reliable service

5
Very convenient, easy to use and reliable service. Great live customer service too (online and by phone). And best of all, it’s free! Reviewed on: 15th May 2024

Love Pay in 3

5
Love PayPal pay in 3 easy and you don’t have to remember to pay they automatically take it, Reviewed on: 15th May 2024

Simple and easy to use, very handy when you want to...

5
Simple and easy to use, very handy when you want to make that purchase and you haven’t got quite enough money all at once Reviewed on: 15th May 2024

Easy to use PayPal pay in 3, convenient to pay small...

5
Easy to use PayPal pay in 3, convenient to pay smaller amounts over 3 months than paying a lump sum, fantastic that it's interest free. Reviewed on: 15th May 2024

Hassle free, easy access and secure

5
Hassle free, easy access and secure Reviewed on: 15th May 2024

It helps me a lot to get whatever I want...

5
It helps me a lot to get whatever I want Reviewed on: 15th May 2024

Very easy and affordable..

5
Very easy and affordable, makes bigger purchases more manageable Reviewed on: 15th May 2024

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