Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (89881 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (89894)

Been easy to get paid and also split the cost of pay...

Been easy to get paid and also split the cost of payments without interest Reviewed on: 14th May 2024

Would be lost without pay in 3 now days

Would be lost without pay in 3 now days Reviewed on: 14th May 2024

I use PayPal and pay in three all the time when avai...

I use PayPal and pay in three all the time when available and always had a smooth experience and no problems Reviewed on: 14th May 2024

It's never let me down, always helped me out no matt...

It's never let me down, always helped me out no matter where I am or the circumstances and not sketchy to use unlike other apps. Straightforward and very easy to use app with instant transfers and payments. Reviewed on: 14th May 2024

Makes my life easier by spreading the cost and if I...

Makes my life easier by spreading the cost and if I can then pay it off early. App is very user friendly and easy to use and I’ve had great experience with customer services and PayPal refund protection. Reviewed on: 14th May 2024

Very good service when you need to split the bill.

Very good service when you need to split the bill. I used it all the time i need it for a smooth and easy transaction. Thanks PayPal for your services Reviewed on: 14th May 2024

It was easy to set up and I was notified in advance...

It was easy to set up and I was notified in advance when my next payment was due. This helped a lot! I did receive a lot of calls when I missed a payment though. Reviewed on: 14th May 2024

All good service, smooth transactions

All good service, smooth transactions Reviewed on: 14th May 2024

Takes the pressure off and makes things affordable

Takes the pressure off and makes things affordable Reviewed on: 14th May 2024

I use it on a semi regular basis and really helps me...

I use it on a semi regular basis and really helps me out when I need something that I can't afford straight away! Splitting it across 3 interest free payments is perfect for me! Sometimes you need something right there and then but you can't afford the whole lump sum such as car parts or white goods... This is perfect to tide you over! Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Klarna 4.38 from 560 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168871 reviews
Payments
from PayPal 4.70 from 3817 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub