Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96367 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96376)

Pay in 3 has been a valuable service for me.

Pay in 3 has been a valuable service for me. It has helped me pay for goods at affordable monthly payments and at the same time meet my other obligations. Reviewed on: 2nd June 2024

I had some personal problems but PayPal has been rea...

I had some personal problems but PayPal has been really patient. I am very thankful. Reviewed on: 2nd June 2024

Happy gave me more time to pay.

Happy gave me more time to pay. Quick process and stress free Reviewed on: 2nd June 2024

Really amazing I love it so much makes things easier...

Really amazing I love it so much makes things easier Reviewed on: 2nd June 2024

5 starts customer service

I love PayPal, so easy to deal with and helpful Reviewed on: 2nd June 2024

Good this way too

It will be great if it was pay in 6 . Thanks Reviewed on: 2nd June 2024

Better compared to the competition

Apart from one or two times pay in 3 was not approved (no reason why ? ) I have enjoyed and prefered this compared to all other "but now pay later " with hidden fees and late chargers . But pay in 3 straight forward . No faff. No additional Reviewed on: 2nd June 2024

Good experience

Very useful service if you want to buy something but don't have enough money at the moment Reviewed on: 2nd June 2024

Nice and easy 3 payment PayPal

I enjoy using 3 payment plan it work's well for me. I can purchase thing's I want for myself and family and spread the cost over monthly plan interest free Reviewed on: 2nd June 2024

PayPal is very easy to use and easy to understand an...

PayPal is very easy to use and easy to understand and navigate. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174217 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub