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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (33063 reviews)

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4.93

Based on 33,063 reviews, last reviewed 12th Apr 2026

1012000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great pay in 3. Multiple times done pay in 3 they keep you fully informed. No issues once lost debit card easy to swap cards over. Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33063)

If I'd used a credit card instead of Paypal Credit I...

If I'd used a credit card instead of Paypal Credit I could've done a balance transfer to incur less interest but Paypal don't allow you to pay your Credit account with a credit card. Customer Service is shocking. Reviewed on: 9th April 2026

Always there when you need it.

So easy to use to pay for online purchases. Have used their 3 payment option recently for a more expensive item which made it more affordable. Reviewed on: 9th April 2026

Great service easy to use.

Great service easy to use. Great help if you want to buy something before payday. And you can spred the cost by using pay in 3. Reviewed on: 9th April 2026

The pay in 3 option gives me flexibility to order la...

The pay in 3 option gives me flexibility to order large purchases and spread the cost, I know when my payments will be and always get reminders. Reviewed on: 9th April 2026

I have experience using PayPal's good security pract...

I have experience using PayPal's good security practices to keep accounts safe. Reviewed on: 9th April 2026

Pay pals helps

Very good service helps you pay in small amounts which is good if you are on a fixed budget Reviewed on: 9th April 2026

i love the pay in 3 option as it gives people with a...

i love the pay in 3 option as it gives people with a little less than some to still have the things they like Reviewed on: 9th April 2026

Great way to Pay

never had any problem, being on a pension I can afford to buy thing and spread the payment with no worries. Reviewed on: 9th April 2026

So much easier

Daily life is so much easier using Pay Pal, it takes the hassle out of negotiating paying on line. Reviewed on: 9th April 2026

Great service

Easy and fast secure payments. Customer Service always solve my queries. Can pay in 3 and use PayPal Credit. Reviewed on: 9th April 2026

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