Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94106)

Amazing service!

5
PayPal pay in 3 is such a great and convenient service. PayPal has also always protected me as a buyer which is great! Reviewed on: 26th May 2024

Pay in 3 is a great idea

5
I use pay in 3 a lot, it’s a great way to spread the costs and know your transactions are safe Reviewed on: 26th May 2024

Absolutely love PayPal pay in 3 its helped to turn m...

5
Absolutely love PayPal pay in 3 its helped to turn my hobby into a business hatching eggs thank you PayPal Reviewed on: 26th May 2024

Many Payment in 3s made with PayPal, always had a go...

5
Many Payment in 3s made with PayPal, always had a good experience and feel that they are easy to contact and help in anyway they can. I would be happy to advise others of my positive experiences and hope that they are able to also enjoy what they are able to offer. Reviewed on: 26th May 2024

Its easy to transfer money two and from friends, I'v...

5
Its easy to transfer money two and from friends, I've also used pay in 3 for a delivery van for home stuff and it came in handy not paying upfront Reviewed on: 26th May 2024

Easy and simple to set up

5
Easy and simple to set up and allows you to get items which are normally not affordable from a months pay packet. Spreading the cost across 3 months makes it so manageable. Reviewed on: 26th May 2024

Great to be able to split payments.

5
Great to be able to split payments. Easy to use. Reviewed on: 26th May 2024

Use this often such a lifesaver

5
Always helps if I’m not sure if I aren’t sure if I can afford to pay in full and when a couple of weeks go buy I often choose to pay the payments early but it still gives me the piece of mind to let the 3 monthly payments happen Reviewed on: 26th May 2024

Never had issues to be honest and anytime I've messa...

5
Never had issues to be honest and anytime I've messaged it's always been sorted quickly and efficiently. Reviewed on: 26th May 2024

Only used it once but found it easy and convenient...

5
Only used it once but found it easy and convenient Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 171181 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products