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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94288 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94290)

Payment in 3 is brilliant

I find that the pay in 3 option in PayPal is great because it helps me to get items that I would struggle to get if I had to pay the whole price in one go. Being able to break the payments into 3 monthly payments is such a great help. The whole experience using PayPal is great and the customer service is second to none Reviewed on: 27th May 2024

Fantastic idea and well executed

Fantastic idea and well executed Reviewed on: 27th May 2024

I haven’t had any issues with pay in 3.

I haven’t had any issues with pay in 3. In fact this has helped me whenever I am very stretched with budget and in need to buy things Reviewed on: 27th May 2024

PayPal 3

It is easy to use and makes it easier to manage my payments so they are more affordable for my purchases. Reviewed on: 27th May 2024

Excellent.

Excellent. Pay in 3 is great for unexpected purchases. Reviewed on: 27th May 2024

Safest payment

Always had the money safe there where it is and it’s insured when you do payments. Also the pay in instalments was and still is to pay with. No hassle when you can’t pay a big sum in one go. Reviewed on: 27th May 2024

Excellent Credit Options

Interest free credit option. Pay in 3 if you don’t want to spend money in one go. Helps to build credit history as well. Reviewed on: 27th May 2024

Always quick and efficient!

Always quick and efficient! I’ve never faced any issues using this service, and if any order is returned it’s always amended in sufficient time. I would always use this service and recommend to others to also use it. Reviewed on: 27th May 2024

A great, flexible way to purchase!

A great, flexible way to spread the cost of any purchases. No hassle to use and the app is clear and simple to navigate Reviewed on: 27th May 2024

Excellent

Love the fact that I can pay over 3 months. Problems resolved very efficiently when required. Reviewed on: 27th May 2024

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