Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94667 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94669)

best app for paying in instalments

it’s my go-to app when i need to pay in instalments because it’s easy to use and really accessible. Pay in 3 is always good when i’m short on money and need to pay for things, and refunds are so easy and convenient. Reviewed on: 26th May 2024

I’ve had good experiences

I’ve had good experiences with PayPal. I was once late with a payment and wasn’t charged extra, but was told about the payment issue and was given time to repay it properly. As a student I’ve found it really useful, even though I am cautious about some repayment schemes I’ve not had an issue with this PayPal. Reviewed on: 26th May 2024

Pay in 3 is easy for me

I have used pay in 3 to ease my cashflow when preordering things months in advance, the flexibility to pay in three installments is incredibly handy Reviewed on: 26th May 2024

I like PayPal becouse its a excellent way of paying...

I like PayPal becouse its a excellent way of paying for things I allso like pay in 3 for bigger and more expensive things it spreads the costs out which I find really good I will allways use PayPal Reviewed on: 26th May 2024

Excellent service I always use PayPal credit

Excellent service I always use PayPal credit Reviewed on: 26th May 2024

Great service.

Great service..thankyou for your service Reviewed on: 26th May 2024

amazing way to transfer and very safe system.

amazing way to transfer and very safe system. Reviewed on: 26th May 2024

Great service easy to use if you struggle to pay all!

Great service easy to use if you struggle to pay all!! Reviewed on: 26th May 2024

Love using PayPal and their paying in 3

Love using PayPal and their paying in 3 Reviewed on: 26th May 2024

Excellent service and professional feedback

Excellent service and professional feedback Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 171820 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub