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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93270 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93316)

I've used pay in 3 a few times and found it very handy.

I've used pay in 3 a few times and found it very handy. Reviewed on: 21st May 2024

Easy peasy

Easy to set up and manage. Hard to miss a payment with all the notifications Reviewed on: 21st May 2024

A safe payment system

PayPal has been excellent fair yet sensibly structured and extremely beneficial giving peace of mind when online shopping.. it's easy sage and great communication helping to keep records of up and coming payments. I can't recommend PayPal enough . Reviewed on: 21st May 2024

Got my life back

On a very tight budget paypal pay in 3 has been a godsend allowing me to travel to see my children which means the world to me and my children. Helping to give them as normal a childhood as possible and helping so much with my mental health. Well done paypal Reviewed on: 21st May 2024

Just a brilliant way of paying when you are feeling...

Just a brilliant way of paying when you are feeling the pincg Reviewed on: 21st May 2024

Useful for large purchases

Pay in 3 is really good if you want to purchase expensive items knowing that the payment will be completed in 3 months without interest Reviewed on: 21st May 2024

So helpful!

I have found this extremely helpful for managing payments making things I need easier to afford. It's clear, and simple to use and tells you exactly what the monthly repayments will be. With no interest as well. Reviewed on: 21st May 2024

I like Pay in 3 because it gives you the chance to b...

I like Pay in 3 because it gives you the chance to buy something and spread the cost interest free, making it affordable. Reviewed on: 21st May 2024

Really useful for both quick and big purchases

Really useful for both quick and big purchases Reviewed on: 21st May 2024

Best payment and credit service around

Initially started using PayPal as my proffered means of payment for convenience and that feeling of safety rather that adding my card details to various websites & companies. Then started using the pay in 3 function which made ordering more expensive items far more convenient and achievable rather than having to pay up front and then have recently started using PayPal credit which again provides a very safe and convenient way to buy more expensive items. Had only one issue with an item not being delivered that was paid for by PayPal credit. Registered a challenge via PayPal who after failing to rectify the matter with the company in questioned credited me my money back without any issue at all. Fantastic customer service dealt with in the space of 2 weeks that has only given me further confidence to use PayPal more in the future. 100% recommend this to friends. Best and easiest all round payment and credit service on the market at this time. Reviewed on: 21st May 2024

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