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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94572)

I love Paypal pay in 3

5
I love Paypal pay in 3 because it allows me to purchase more expensive items now and pay for them overtime, so now I never miss the good offers. Reviewed on: 24th May 2024

Super convenient and easy to use

5
Super convenient and easy way to pay and its reassuring using an established brand you can trust Reviewed on: 24th May 2024

Reliable and easy to use.

5
Reliable and easy to use. No fuss. When paying for items. The pay in three options are fantastic to spread the cost of items. Highly recommend. Reviewed on: 24th May 2024

It helps me out a lot and doesnt burden my...

5
It helps me out a lot and doesnt burden my finances Reviewed on: 24th May 2024

Great and very helpful customer service

5
Great and very helpful customer service Reviewed on: 24th May 2024

It’s great to have the option to pay in 3 it helps m...

5
It’s great to have the option to pay in 3 it helps me afford the things I need. Reviewed on: 24th May 2024

PayPal pay in three is extremely useful, effective a...

5
PayPal pay in three is extremely useful, effective and easy to use Reviewed on: 24th May 2024

I have used this option many times.

5
I have used this option many times. I love that it is interest free and I get reminders when payments are due to be taken out of my account. Reviewed on: 24th May 2024

Pay in 3 is a gamechanger!

5
I’ve been able to use Pay in 3 for so many transactions and vendors compared to the usual companies (e.g. Klarna, Clearpay) from groceries to flight bookings, and it’s really helped to spread the cost of large expenses so that they don’t impact my monthly finances and outgoings too massively! Reviewed on: 24th May 2024

I have found PayPal very helpful mostly when purchas...

5
I have found PayPal very helpful mostly when purchasing air tickets. I have the option of three installments or paymaster without interest. I am able to manage my finances. Reviewed on: 24th May 2024

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