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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94654)

excellent service

5
Very good service I would recommend any customer to use it Reviewed on: 25th May 2024

Trusted. And reliable company

5
Good service. Trusted company. Excellent customer service. Reviewed on: 25th May 2024

Easy, convenient and safe.

5
Always easy to use and super convenient. Plus I feel safe using PayPal online. Reviewed on: 25th May 2024

Excellent Service from PayPal.

5
Fast safe responsive service. I had a query when cash was wrongly taken. I contacted PayPal customer support, it was back in my bank account within the hour. Amazing. Reviewed on: 25th May 2024

Quick and easy. Odd disappearance.

4
Quick and easy, however there are times where it is not available with no explanation. For example the option.tonuse it disappeared from my app for 6.months then suddenly reappeared Reviewed on: 25th May 2024

Simple and easy.

5
Simple and easy. Easy app to use Reviewed on: 25th May 2024

Perfect way of paying and reliable.

5
Perfect way of paying and reliable. Reviewed on: 25th May 2024

Paypal Pay in 3

4
Pay in 3 is a very good system, no interest means making large purchases that won't leave you paying it off for much longer than needed. Obviously pretty useful, and it works on small purchases too. I've used it quite a bit to cut down on all sorts of things that would otherwise have cost me an arm and a leg. Reviewed on: 25th May 2024

Paypal pay in 3 still allows me to have my luxuries...

5
Paypal pay in 3 still allows me to have my luxuries without the huge impact on my monthly allowances. Great way to spead the cost with a excellent service if need to resolve any issues. Reviewed on: 25th May 2024

Great idea helps with bigger purchases

5
Great idea helps with bigger purchases Reviewed on: 25th May 2024

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