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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94121 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94128)

A lot easier when budgeting with a big family can’t...

A lot easier when budgeting with a big family can’t always get it though needs to be every purchase Reviewed on: 22nd May 2024

Great service

If i have a problem it is always resolved easily and pay in 3 is a really great idea and helpful when you cant afford topay for something outright, Reviewed on: 22nd May 2024

Pay in 3 has made purchases.

Pay in 3 has made purchases.morw convenient for me and manage my income and also schedule payments close to pay day. Reviewed on: 22nd May 2024

easy to use

This was an easy and safe way to buy products. I will use this service again for larger purchases. Reviewed on: 22nd May 2024

Great customer service very simple and easy to use a...

Great customer service very simple and easy to use and gives the option to pay off early Reviewed on: 22nd May 2024

PayPal Pay in 3 is a no-brainer!

PayPal Pay in 3 is an excellent way to spread the cost. I always use it for more expensive purchases. It definitely takes the strain from my bank account. Reviewed on: 22nd May 2024

It helps my spread the cost of more expensive items...

It helps my spread the cost of more expensive items that my family need. Reviewed on: 22nd May 2024

Customer service is a very long drawn out phone call...

Customer service is a very long drawn out phone call and I have on numerous occasions not had the situation resolved when I thought they had understood what I was asking. However with lots of patience and time I was very satisfied with my last resolution, the operator preserved until the issue was resolved. Reviewed on: 22nd May 2024

PayPal pay in 3 is very handy

PayPal pay in 3 is very handy when funds are a bit low, and easy to pay off when your funds increase - no interest for 3 months - I use it regular for shopping on Iceland foods and for large orders on Just eat. Reviewed on: 22nd May 2024

Works wells, simple to use and provides protection

Works wells, simple to use and provides protection Reviewed on: 22nd May 2024

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