Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94288 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94308)

I have best experience and I can recommend it to eve...

I have best experience and I can recommend it to everyone Reviewed on: 22nd May 2024

Very flexible method to pay, useful to spread paymen...

Very flexible method to pay, useful to spread payments with little risk Reviewed on: 22nd May 2024

Flexible

Very convenient to use and the rates are competitive compared to high street banks. Reviewed on: 22nd May 2024

Smooth and straightforward.

Smooth and straightforward. User friendly for all consumers Reviewed on: 22nd May 2024

Paypal providing flexibility with large purchases

PayPal has given me a lot of flexibility when purchasing necessary items. For example there have been occasions when I’ve needed to purchase expensive items for work and it’s give. Me the flexibility to spread the cost out over 3 months. For somebody who tries not to pay interest when possible it’s the perfect solution Reviewed on: 22nd May 2024

Always an easy process from start to finish.

Always an easy process from start to finish. Reviewed on: 22nd May 2024

PayPal has made purchases smooth for me over the years.

PayPal has made purchases smooth for me over the years. Reviewed on: 22nd May 2024

I like Pay in 3.

I like Pay in 3. I’m more likely to buy having this as an option. Reviewed on: 22nd May 2024

Great service

Great service, use all the time and keeps getting better Reviewed on: 22nd May 2024

I use PayPal Pay In 3 very often

I use PayPal Pay In 3 very often. It doesn’t charge any interest which is fantastic when you’re on a budget already, it gives a bit of leeway when you’re struggling to pay, and it’s so easy to set up. Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later
from Klarna 4.40 from 561 reviews
Retail finance
from PayItMonthly 4.81 from 292 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 171377 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub