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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94424 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94450)

Really useful when making large purchases.

Really useful when making large purchases. App is clear and easy to track when payments are due. Reviewed on: 23rd May 2024

Paypal pay in 3 is the easiest way to pay

Paypal pay in 3 is the easiest way to pay for me. Automatically sets the payments up for you and I have had no issues whatsoever with the service. Reviewed on: 23rd May 2024

One of my main way to pay

I’ve been using Paypal for a very long time and still using and will be using for a very long time. It helps me with purchases that is too much to bear and spread the cost into something very manageable. Reviewed on: 23rd May 2024

My overall experience is great I just don’t understa...

My overall experience is great I just don’t understand how the process when you return an item as it seems costs are spread over everything you have outstanding rather then them taking this off the inital amount Reviewed on: 23rd May 2024

Helps me purchase things I need on a budget

Helps me purchase things I need on a budget Reviewed on: 23rd May 2024

Spread the costs

I like it ! Makes bigger purchases more realistic when you can pay it over 3 months. It also allows you more flexibility in making those purchases. Easy to pay off and you're kept informed about interest dates. Reviewed on: 23rd May 2024

PayPal PayPal in 3

An excellent way of spreading payments without incurring interest I have been using Pay in 3 for some time now, and have no hesitation in recommending it. It is also a defining factor as to why I use PayPal for many of my purchases online. Reviewed on: 23rd May 2024

Really convenient and easy to apply

Really convenient and easy to apply Reviewed on: 23rd May 2024

Three in 3!

I have used Pay in 3 three times now. Every time, Pay in 3 eased the burden of paying for items on eBay via PayPal. Very grateful! Reviewed on: 23rd May 2024

Great way to pay when you're on a budget

Great way to pay when you're on a budget Reviewed on: 23rd May 2024

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