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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94532 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94555)

Really easy to use and convenient

Really easy to use and convenient Reviewed on: 23rd May 2024

It helps me a lot to purchase things I need.

It helps me a lot to purchase things I need. With the pay in 3 options from PayPal, getting me to release the stress out of my shoulder. Reviewed on: 23rd May 2024

Easy to do and easy to pay off early if required.

Easy to do and easy to pay off early if required. The staff on the phone were helpful also. Reviewed on: 23rd May 2024

Super easy, no hassle and great customer service

Super easy, no hassle and great customer service Reviewed on: 23rd May 2024

It's convenient and helps a lot

I've already used PayPal PayPal in 3 many times and my experience is very positive. It helps to take the pressure of paying full amount at once and helps to plan future expenses better. Reviewed on: 23rd May 2024

PayPal pay in 3 Review

I've recently used PayPal's "Pay in 3" and found it incredibly beneficial. This feature allowed me to split a larger purchase into three equal, interest-free payments, which made managing my budget much easier. I appreciated that there were no hidden fees or interest charges, just straightforward installments. The setup was seamless since it's integrated right into PayPal's checkout process, so I didn't need to deal with any extra paperwork or complicated steps. Plus, it didn't affect my credit score, which was a huge relief. Overall, "Pay in 3" gave me the flexibility to make a significant purchase without the immediate financial strain. I'd definitely recommend it to anyone looking for a simple and cost-effective way to manage their payments. Reviewed on: 23rd May 2024

Very helpful

Very helpful and easy to use to shoping online 5 ⭐️ Reviewed on: 23rd May 2024

Easy to set up, very professional and safe way to do...

Easy to set up, very professional and safe way to do transitions. Reviewed on: 23rd May 2024

Quick and easy to use!

Quick and easy to use! Very clear about the plan that you are setting up. Reviewed on: 23rd May 2024

Spread the cost at no extra loss

It works just as it says. Helps spread the payment - no added cost Reviewed on: 23rd May 2024

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