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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94121 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94128)

Perfect for larger purchases

Pay in 3 is ideal for spreading the cost of larger purchases with zero interest Reviewed on: 19th May 2024

Excellent experience, helps you plan family budget.

Excellent experience, helps you plan family budget. Reviewed on: 19th May 2024

A false suspicious pay in 3 payment (now refunded)

Well they blocked one of my payments through AliExpress calling it a ‘suspicious transaction’. Really it was me trying to do pay in three for the first time on AliExpress so they flagged it for no reason. Didn’t have access to MY OWN MONEY for days and they said they couldn’t do anything about it and that I just had to be patient and wait for them to refund it back. I had to cancel my whole order and wait seven days I believe to get it back. Ridiculous and I had to speak to several people on PayPal customer service to even get to that point in the first place. One was even so rude as to cut me off of the call. Customer service is rude and have no care about the people they are taking money from. Reviewed on: 19th May 2024

Any time i use PayPal it's an excellent and smooth e...

Any time i use PayPal it's an excellent and smooth experience Reviewed on: 19th May 2024

Friendly customer service

Nice and friendly, polite customer service Reviewed on: 19th May 2024

Excelent service have and will continue using

Excelent service have and will continue using Reviewed on: 19th May 2024

Simple way to spread large costs over a duration wit...

Simple way to spread large costs over a duration without affecting credit scores Reviewed on: 19th May 2024

PayPal: Pay in 3 has been the most convenient method...

PayPal: Pay in 3 has been the most convenient method of payment. I appreciate that PayPal has this option as it has allowed me to make purchases and spread the cost. Reviewed on: 19th May 2024

Pay in three is a fantastic, easy, stress free way o...

Pay in three is a fantastic, easy, stress free way of affording many different products Reviewed on: 19th May 2024

Excellent service

I use PayPal for most purchases as I like having the option to split payments on larger amounts. I also value having the protection that PayPal provides on purchases. The process is easy and stress free. Reviewed on: 19th May 2024

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