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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93270 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93316)

Great credit facility.

Great credit facility. Customer service always on hand to help. Reviewed on: 15th May 2024

Always reliable and very secure payment process.

Always reliable and very secure payment process. Pay in 3 is excellent for spreading the cost of slightly more higher purchases or even spreading the cost of your monthly shopping. Reviewed on: 15th May 2024

Easy and no fuss in setting up the 3 payments.

Easy and no fuss in setting up the 3 payments. Would be great if this could be extended to larger payments say in a garage for services, mots, repairs etc. Reviewed on: 15th May 2024

I love PayPal credit.

I love PayPal credit. I couldn’t get any credit & this gave me the chance. Reviewed on: 15th May 2024

Never really had any issues which Paypal only in the...

Never really had any issues which Paypal only in the early days. It's more refined now. Reviewed on: 15th May 2024

Experience with Pay in 3

Used PayPal for over 5 years and Pay in 3 has helped me sort out my finances. Just recently made a purchase with Pay in 3 which has put my mind at ease. I've only ever had one issue with Pay in 3, but that was resolved by PayPal by the end of the day and I got my money back. Reviewed on: 15th May 2024

Great overall experience using PayPal.

Great overall experience using PayPal. Reviewed on: 15th May 2024

I find PayPal extremely user-friendly and efficient.

I find PayPal extremely user-friendly and efficient. Whenever issues arise, your team handles them swiftly, ensuring refunds and resolutions are processed quickly. Your reliable service greatly enhances my payment experience. Reviewed on: 15th May 2024

Faultless transactions

Always faultless safer transactions Reviewed on: 15th May 2024

Easy to use & pay back early if you want...

Easy to use & pay back early if you want to Reviewed on: 15th May 2024

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