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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92485)

Life saver

5
It made things easier to get. It made me feel better and things more affordable Reviewed on: 12th May 2024

Big purchases and small rates on 3 months

5
Big purchases and small rates on 3 months Reviewed on: 12th May 2024

Easy to use

5
Not much to say, easy to use and auto fills delivery info if paypal checkout available, so I don't have to. Reviewed on: 12th May 2024

Excellent

5
Just excellent I wouldn't have been able to afford so many nice things without this service. Love it! Reviewed on: 12th May 2024

Great service

5
PayPal has always been great to use; and their customer support team are always helpful Reviewed on: 12th May 2024

Manageable instalments with the pay in 3 option, ena...

5
Manageable instalments with the pay in 3 option, enabling you to budget and without having to pay interest. Highly recommended. Reviewed on: 12th May 2024

Great and straight forward.

5
Great and straight forward. Easy to use and no hidden fees Reviewed on: 12th May 2024

Easy to use

5
Very easy to use, clear on how the process works. Able to use on the majority of purchases made which is fantastic. Can set it to direct debit for payments so you don’t need to worry about missing a payment. Reviewed on: 12th May 2024

Great way to purchase and manage finances

5
I have used pay in 3 on numerous occasions. It is so helpful to spread the costs of large purchase's over a short period of time and therefore, helps me managed my finances better. Reviewed on: 12th May 2024

It's quick and easy, no major issues, although..

5
It's quick and easy, no major issues. Although, I can't change my address from Dundee City, back to Dundee in PayPal. I keep getting messages that it's not correct, it is but Dundee addresses don't use Dundee City in the actual address. Please sort this. Everything else is fine. Thank you Reviewed on: 12th May 2024

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