Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92485)

Good experience from PayPal enjoyed the service

5
Good experience from PayPal enjoyed the service Reviewed on: 12th May 2024

Love PayPal

5
Love PayPal easy to send/receive money and PayPal credit and pay in 3 are great for buying more expensive items and spreading the cost over time I will always use PayPal my whole life Reviewed on: 12th May 2024

This service for pay in 3 is awesome.

5
This service for pay in 3 is awesome. It's a great way to pay for items. The best. Reviewed on: 12th May 2024

Good experience overall.

5
Good experience overall. Process was quite straight forward, the terms are clearly stated. Easy to navigate Reviewed on: 12th May 2024

Paypal pay in 3 is so good !!

5
Paypal pay in 3 is so good, it helps out so much if you don't have the funds to pay for something straight away, If I buy something that's fairly expensive I always use this. Reviewed on: 12th May 2024

helps alot to break down a payment you mwy not be ab...

5
helps alot to break down a payment you mwy not be able to pay in full and very easy to use, payments are taken automatically for peace of mind and interest free. it has helped me make purchases i wouldn't have been able to do otherwise. Reviewed on: 12th May 2024

Love it.

5
Love it. So handy. Perfect for people on the go. Reviewed on: 12th May 2024

is very useful in tight situations and doesn't even...

5
is very useful in tight situations and doesn't even need credit Reviewed on: 12th May 2024

Pau in 3 - Extra for me!

5
Have used this many times and it's given me an excellent way of spreading the cost of a purchase that I may otherwise not be able to afford. Reviewed on: 12th May 2024

It’s honestly my favourite!

5
It’s honestly my favourite thing to use! it so easy to manage and it gives you access to get things you need straight away! I’d be lost without pay in 3!! Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 169919 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3829 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products