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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

Pay in 3

Easy to use, and available as a payment option for many brands Reviewed on: 14th May 2024

Is a really good online bank and split payment optio...

Is a really good online bank and split payment option is the best Reviewed on: 14th May 2024

Excellent

Great service, value for service and great customer experience Reviewed on: 14th May 2024

Feel safe spreading the cost.

I have used pay in 3 before and I love the fact that you can see at a glance how you are paying in your account. I also feel that I am safe using this method of spreading the cost, which helps me out a lot! Reviewed on: 14th May 2024

Things tight this month? no worries!

When you are struggling on month it eases the pressure and is so simple to use. I have never experienced any issues Reviewed on: 14th May 2024

Go for it.

Everything perfect. If you are confident that your income can support your buying wishes, until your income comes in, you can choose to buy with the share in 3 without waiting for your pay day. Works great with a dozen of services and products on the internet. Reviewed on: 14th May 2024

Always use PayPal online where I can as any issues a...

Always use PayPal online where I can as any issues are dealt with Reviewed on: 14th May 2024

Never fails and great option for paying for items

Never fails and great option for paying for items Reviewed on: 14th May 2024

Brilliantly easy service

I find papal a brilliant service and use it as my main form of money transfer, PayPal pay in the has been a incredible especially with the cost of living situation, it means I can buy essential items I need but easily spread the cost over 3 easy repayments and can pay then off early when I can without any additional fees. It such an easy straightforward service. Reviewed on: 14th May 2024

Good for budgeting

Use it all the time, PayPal pay in 3 has helped me budget bigger items by splitting it up Reviewed on: 14th May 2024

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