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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93508)

I have been using PayPal for a long time.

5
I have been using PayPal for a long time. I like the ease of using the app. I use it for ordering food, booking a cab ride and for many other things. I also use PayPal to spread the cost for 3 months. Reviewed on: 13th May 2024

Good very

5
Excellent easy to pay 3 month credit Reviewed on: 13th May 2024

It been quick and easy it really helps me

5
It been quick and easy it really helps me Reviewed on: 13th May 2024

Pay in 3 is great

5
Easy to use, great option for spreading costs. Reviewed on: 13th May 2024

Really good experience and time to deal and sort out...

5
Really good experience and time to deal and sort out money Reviewed on: 13th May 2024

helped me budget and get what needed

5
helped me budget and get what needed Reviewed on: 13th May 2024

Manageable

5
Pay in three gives me ease of mind when it comes to managing my payments. It’s easy to use - and when you set up a direct debit, you don’t have worry about missed payments. The money comes out of my account when paypal needs it, and I’ve been able to spread my payments. Reviewed on: 13th May 2024

Purchase many items online.

5
Purchase many items online. And chosen paying with PayPal. It is very secure and safe. Reviewed on: 13th May 2024

Nothing but positive experience using PayPal, felt s...

5
Nothing but positive experience using PayPal, felt secure and confident using it . Reviewed on: 13th May 2024

The future of Paying for products?

5
I’ve used Pay in 3 many times, and think that it’s very easy to use. It’s a very smooth process even when things change on an order and you might think things become difficult, for example when you order multiple things and decide to return 1 or 2 things from that order. There has never been a situation where it wasn’t resolved quickly and accurately. Only had good experiences with this method of payment and genuinely believe it is the future, if used correctly. Reviewed on: 13th May 2024

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