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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93270 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93316)

Pay in 3 is the easiest way I know to spread payments.

I've used Pay in 3 many times to spread costs. It's easy and convenient to use with automatic payments so there's no chance of forgetting to make future repayments. The ability to get what you need when you need it has got me through several sticky situations. Reviewed on: 12th May 2024

Very simple to use and user friendly

Very simple to use and user friendly Reviewed on: 12th May 2024

A handy payment method

Use it regularly for purchases makes it easier spreading the cost of payments Reviewed on: 12th May 2024

Very easy and quick to use.

Very easy and quick to use. Love it Reviewed on: 12th May 2024

A safe way to spread the cost

Having been with PayPal for years, the introduction of Pay In 3 made affordable payments a safe bet for spreading the cost over a short period of time with no interest incurred. It enables buying items that are between essentials and luxuries more achievable! Reviewed on: 12th May 2024

Brilliant

Great way to spread the cost it’s quick and easy to do would definitely recommend people use this Reviewed on: 12th May 2024

PayPal pay in three allowed me to buy items that I c...

PayPal pay in three allowed me to buy items that I couldn't afford to otherwise,and interest free,brilliant Reviewed on: 12th May 2024

I have had PayPal for years and never had any hassle...

I have had PayPal for years and never had any hassle at all. I would recommend this way of payment so easy and most of all secure! Reviewed on: 12th May 2024

It has become very useful when buy this on a budget...

It has become very useful when buy this on a budget each month just a fantastic way to use your budget each month Reviewed on: 12th May 2024

PayPal pay in 3: a life saver

PayPal has helped me a lot especially when I want to make purchases and I can not afford to make payments in full. Reviewed on: 12th May 2024

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