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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93378 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93508)

I been saved so many times paying for flights and ot...

I been saved so many times paying for flights and other needs via pp credit. Reviewed on: 13th May 2024

Super easy to use.

I used pay in 3 to help me with Christmas presents and it was so easy to use, easy to set up and see what payments you have made and what you had left to make. Customer service was easy to contact aswel and quick to resolve my issues. I will definitely use this service again in the near future as it's such a big help. Reviewed on: 13th May 2024

Easy enough form of payments.

Easy enough form of payments. Does not work 100%, can't use it everywhere, sitll need yo use my bank card if paypal d not work Reviewed on: 13th May 2024

Pay in 3 simple installments

Simple and excellent way of paying in 3 manageable monthly automatic payments. Reviewed on: 13th May 2024

it helps with security for items which might be frau...

it helps with security for items which might be fraud, ensuring only a third of the money was paid. it also helps when the PayPal credit limit isn’t as high as the item that is wanted to be purchased, helping in spreading that cost. Reviewed on: 13th May 2024

Flexibility To Pay for Last Minute Purchases

Useful to pay in 3 when money may be a bit tight but you don't want to pay long term and want to pay in 3. We used for a past minute holiday which freed up some cash for spending money. Reviewed on: 13th May 2024

Easy to use and manage, good rates etc

Easy to use and manage, good rates etc Reviewed on: 13th May 2024

Very helpful when getting more pricey items as I can...

Very helpful when getting more pricey items as I can split the payments :) Reviewed on: 13th May 2024

It’s been a great experience.

It’s been a great experience. The app is easy to use, great customer service as well. The payment options are so helpful. I really love the services. I’ve recommended to some of my friends and they can testify. Great app. Reviewed on: 13th May 2024

Very easy payee setup and quick transactions.

Very easy payee setup and quick transactions. Safe and reliable Reviewed on: 13th May 2024

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