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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

Great way of spreading the cost

It’s a great way to spread the cost of items without any interest. I found it easy to use and it meant that I could purchase things I needed and with being able to pay over three months it meant I could purchase things I wouldn’t normally be able to afford due to the cost of living crisis. Reviewed on: 13th May 2024

Simple to setup.

Simple to setup. Quick to use at checkout. Customer Support always on hand if needed. Reviewed on: 13th May 2024

Easy to use and work, staff always helpful.

Easy to use and work, staff always helpful. Pay in 3 helps me pay things up in 3 separate monthly payments. Its definitely a life saver! Reviewed on: 13th May 2024

It puts me in budget.

It puts me in budget. I can manage my expenses easy. Reviewed on: 13th May 2024

Very easy too use and really convenient recommend it...

Very easy too use and really convenient recommend it too anyone not wanting too pay a big sum in one Reviewed on: 13th May 2024

An absolute lifesaver at times!

Always been a simple, expedient and welcomed service provided ever since I started using PayPal and with their pay in 3 option it provides a great opportunity to survive during harder months! Reviewed on: 13th May 2024

Excellent service no issues.

Excellent service no issues. Have used it numerous times Reviewed on: 13th May 2024

Very easy and comfortable service

Very easy and comfortable service Reviewed on: 13th May 2024

I always use PayPal when I can

App is easy to use, support is excellent and the Pay-in-3 scheme helps to split larger purchases into more easily affordable payments interest free Reviewed on: 13th May 2024

Great getting email notifications for upcoming pay i...

Great getting email notifications for upcoming pay in 3 payments due great service Reviewed on: 13th May 2024

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