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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93522 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93603)

The payment spread across purchases at 0% interest a...

The payment spread across purchases at 0% interest and PayPal guarantee is excellent Reviewed on: 12th May 2024

Have used pay in 3 and other credit services from Pa...

Have used pay in 3 and other credit services from PayPal. Each and every time it is easy to use and hassle free. The repayment instructions clear with also statements being provided. I haven’t yet missed any payments as they keep me updated when it’s due and if a direct debit is set. There’s no need for a seperate credit card. Reviewed on: 12th May 2024

Such a secure and user friendly way to pay

Secure and easy to sue service providing peace of mind and easy pay at point of sale Reviewed on: 12th May 2024

Quick, simple, easy. Does what it says on the tin.

Quick, simple, easy to use and easy to set up and to the point. It’s all automatic, does what it says on the tin really without any real participation from you. Buy whatever you want and split the cost over 3 months. I’ve used this a fair few times before and it takes the money out of your selected account automatically. No mess and no fuss, no complaints from me! Reviewed on: 12th May 2024

Excellent free service - pay in three is so easy to...

Excellent free service - pay in three is so easy to use. Reviewed on: 12th May 2024

Good experience

It's very convincing way of making purchases spread over period of 3 months. It would be good if PayPal introduce pay in 6 and pay in 12 as well. It will also be good to issue physical card to use pay in instalments to cover more merchandise. Reviewed on: 12th May 2024

PayPal is a great way of controlling your spending

PayPal is a great way of controlling your spending and the website is easy to use and navigate Reviewed on: 12th May 2024

Great experience so far.

Great experience so far. Would recommend Reviewed on: 12th May 2024

I love the way you can spread payments

I love the way you can spread payments Reviewed on: 12th May 2024

Always helpful and sort any issues i have had.

Always helpful and sort any issues i have had. And flexible payments too Reviewed on: 12th May 2024

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