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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94278)

Seamless, painless application, deposit & payment pr...

5
Seamless, painless application, deposit & payment process. Reviewed on: 13th May 2024

Saved money

5
Saved money getting a device in sale by spreading the cost over 3 months. Reviewed on: 13th May 2024

pay in 3 will randomly stop working & will not allow...

1
pay in 3 will randomly stop working & will not allow you to use it again for no reason. Reviewed on: 13th May 2024

Very helpful and make easy for me thank you

5
Very helpful and make easy for me thank you Reviewed on: 13th May 2024

Single mother

5
Pay in 3 helps me as single mother to afford things I could never afford otherwise. I managed to buy my daughters birthday gifts and even furnish my home. It really makes a huge difference in what I can afford now! Reviewed on: 13th May 2024

Love how pay in 3 makes decisions regarding larger p...

5
Love how pay in 3 makes decisions regarding larger purchases so much easier and affordable whilst also providing the security and peace of mind offered with all PayPal purchases. It is like having a security blanket!!! Reviewed on: 13th May 2024

I've used pay in 3 where klarna hasn't been availabl...

5
I've used pay in 3 where klarna hasn't been available and it is great, the app is easy to use and everything from payment due dates to being able to make payments early. Very satisfied with the service and will definitely be using this more in the future. Reviewed on: 13th May 2024

accessibility across all payments methods needed

5
Easy to use, not sure if this service is available if using PayPal’s direct debit to purchase an item Reviewed on: 13th May 2024

Great service, fast and efficient payment method.

5
Great service, fast and efficient payment method. Would definitely recommend Reviewed on: 13th May 2024

PayPal my way!

4
PayPal connects people and makes good things possible with stress free paying options! Reviewed on: 13th May 2024

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