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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94572 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94572)

Good service

Good to spread costs, PayPal credit even better Reviewed on: 12th May 2024

Used pay in 3 a few times easy to use...

Used pay in 3 a few times easy to use Reviewed on: 12th May 2024

Great service easy to use.

Great service easy to use. PayPal app is also easy and user friendly Reviewed on: 12th May 2024

LIFESAVER!!

I rely on pay in 3 with every single purchase it breaks down the cost to 3 easy monthly payments and makes everything affordable and within reach. Also, you get reminders when payments are due so you can't miss a single payment. I don't know how I was able to do shopping before this option thank you to PayPal for this fantastic service. Reviewed on: 12th May 2024

Love how PayPal make changes to pay in 3

Love how PayPal make changes to pay in 3 Reviewed on: 12th May 2024

My favourite payment option for online purchases.

Great option for splitting a payment into 3 chunks. I use it for bigger purchases e.g. airline tickets. It’s easy and very secure - PayPal always asks to confirm your identity by logging in, and if the browser/device isn’t recognised, you provide a code or confirm it’s you via PayPal app - takes only a few seconds but provides peace of mind. Moreover, there are many online retailers that offer this choice of payment so it’s a no brainer! Once your PayPal account is set up, it takes a few seconds to use the Pay-in-3 option. It really isn’t a hassle. Reviewed on: 12th May 2024

Very PROMT and professional.

Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024

Always worked for me!

Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024

convenient payment method

Offers convenient payment methods to split payments without interest being applied Reviewed on: 12th May 2024

Pay in 3 works brilliantly and very convenient.

Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024

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