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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94572 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94572)

Pay in 3 easy payments for free

Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024

Very good , easy to use , flexible payments ...

Very good , easy to use , flexible payments Reviewed on: 11th May 2024

Great being able to spilt into three to make larger...

Great being able to spilt into three to make larger items to be more affordable Reviewed on: 11th May 2024

Paypal has been very helpful expecially in paypal 3.

Paypal has been very helpful expecially in paypal 3. I was able to purchase what I wanted without worrying that I don't have sufficient money. Reviewed on: 11th May 2024

Very convenient way of paying for larger purchases

Very convenient way of paying for larger purchases Reviewed on: 11th May 2024

Just right.

Just that little bit more flexible and cash flow compatible than buying something outright, but without it dragging on too long. Reviewed on: 11th May 2024

Loads of experience!

Loads of experience! Easy to use and very handy for when you would like to split the payments! Reviewed on: 11th May 2024

Always use pay in 3!

Always use pay in 3! It helps with my monthly budget. Reviewed on: 11th May 2024

Good service but harsh bans

Good service however morning of my 18th birthday I signed up for an account with my main email account and then banned. Called help service about this but they said they aren’t able to revoke this. Now have to use my alternative email but other than that a great service to use. Reviewed on: 11th May 2024

Spreading the cost eases my conscience

Spreading the cost really eases my conscience , and PayPal pay in 3 makes it so easy to do Reviewed on: 11th May 2024

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