Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95693)

PayPal Pay in 3 is the most convenient and reliable...

5
PayPal Pay in 3 is the most convenient and reliable service I've ever come across,having your installments paid safely every time Reviewed on: 12th May 2024

Absolutely great way of spreading your payments at n...

5
Absolutely great way of spreading your payments at no extra cost. Reviewed on: 12th May 2024

Great experience, I manage to pay all my bill with p...

5
Great experience, I manage to pay all my bill with pay in 3 option ,not stressed at all. Reviewed on: 12th May 2024

Flexible payment, security & 0% interest

5
Pay in 3 is great because it makes a lot of purchases very accessible whilst providing financial security. Reviewed on: 12th May 2024

Great service

5
I’ve used pay in 3 to spread the gist of purchases to make buying more affordable. It’s easy to apply and quick to check out. Reviewed on: 12th May 2024

It really helps

5
It really helps when you don’t have much money in the bank and need to buy food. I have used it a few times for this especially at the end of the month, would definitely recommend it to anyone Reviewed on: 12th May 2024

Use every month, good for spreading the cost, remind...

5
Use every month, good for spreading the cost, reminders are helpful too Reviewed on: 12th May 2024

So easy to use and the app is easy to view and under...

5
So easy to use and the app is easy to view and understand my data. Reviewed on: 12th May 2024

I use Pay in Three ever few months for small, luxury...

5
I use Pay in Three ever few months for small, luxury, 'treat yourself' items to make the cost seem less prohibitive and more manageable without the risks associates with regular credit options Reviewed on: 12th May 2024

It rocks a lot.

5
It rocks a lot. Like a lot. Awesome. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 173147 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3839 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products