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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97021 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97038)

secure and easy to use

always use paypal for my payment transaction, easy to use and secure Reviewed on: 11th May 2024

Easy to use.

Quick and easy to use once setup. No problems with any payments. App easy to navigate around. Reviewed on: 11th May 2024

It was great I always use paypal pay in 3 it is so e...

It was great I always use paypal pay in 3 it is so easy for me ,one minute and all is done with adress and Card info Reviewed on: 11th May 2024

Easy to follow instructions that do not break the ba...

Easy to follow instructions that do not break the bank also make planning your purchases possible. Reviewed on: 11th May 2024

Thanks very much Pay Pal .

Thanks very much Pay Pal ..you are the best!!! Reviewed on: 11th May 2024

Pay in 3 is awesome that is what i need...

Pay in 3 is awesome that is what i need it Reviewed on: 11th May 2024

Never had an issue and it has been easy peasy

Never had an issue and it has been so easy to navigate through the application and making the transaction. Recommended the application to a lot my friends who have now jumped into using it! Reviewed on: 11th May 2024

Customer service outsourced who all provide differen...

Customer service outsourced who all provide different information during exchanges of dialogue. Training must be incredibly lacklustre as responses vastly different from one person to another. They take over tickets assigned to other customer service staff and completely miss the mark where the last left off. It's a disgrace trying to reason with the live chat. Reviewed on: 11th May 2024

Good payment method for larger values

Good payment method for larger values Reviewed on: 11th May 2024

PayPal pay in 3 is a hassle free way of a splitting...

PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024

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