Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 33,163 reviews, last reviewed 13th Apr 2026
1020900% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy Payment and Trust Worthy PayPal is easy to use, trust worthy and is a convenient form for paying for purchases. Reviewed on: 13th April 2026
David S's avatar
David S

Latest lowest rating:

1

Excellent service for save money and easy way to pay... Excellent service for save money and easy way to pay online shopping. Reviewed on: 13th April 2026
Biram Sahid's avatar
Biram Sahid
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (33163)

If I'd used a credit card instead of Paypal Credit I...

1
If I'd used a credit card instead of Paypal Credit I could've done a balance transfer to incur less interest but Paypal don't allow you to pay your Credit account with a credit card. Customer Service is shocking. Reviewed on: 9th April 2026
Joanna 's avatar
Joanna

Always there when you need it.

5
So easy to use to pay for online purchases. Have used their 3 payment option recently for a more expensive item which made it more affordable. Reviewed on: 9th April 2026
Jules C's avatar
Jules C

Great service easy to use.

5
Great service easy to use. Great help if you want to buy something before payday. And you can spred the cost by using pay in 3. Reviewed on: 9th April 2026
Sandra S's avatar
Sandra S

The pay in 3 option gives me flexibility to order la...

5
The pay in 3 option gives me flexibility to order large purchases and spread the cost, I know when my payments will be and always get reminders. Reviewed on: 9th April 2026
Rachel's avatar
Rachel

I have experience using PayPal's good security pract...

5
I have experience using PayPal's good security practices to keep accounts safe. Reviewed on: 9th April 2026
Ever's avatar
Ever

Pay pals helps

4
Very good service helps you pay in small amounts which is good if you are on a fixed budget Reviewed on: 9th April 2026
Shahzad H's avatar
Shahzad H

i love the pay in 3 option as it gives people with a...

5
i love the pay in 3 option as it gives people with a little less than some to still have the things they like Reviewed on: 9th April 2026
michelle m's avatar
michelle m

Great way to Pay

5
never had any problem, being on a pension I can afford to buy thing and spread the payment with no worries. Reviewed on: 9th April 2026
S E's avatar
S E

So much easier

5
Daily life is so much easier using Pay Pal, it takes the hassle out of negotiating paying on line. Reviewed on: 9th April 2026
DPW's avatar
DPW

Great service

5
Easy and fast secure payments. Customer Service always solve my queries. Can pay in 3 and use PayPal Credit. Reviewed on: 9th April 2026
Ewa L's avatar
Ewa L

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill