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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 33,176 reviews, last reviewed 13th Apr 2026
1021900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Very efficient service, fast response and resolved my query first time. Reviewed on: 13th April 2026
Ashie 's avatar
Ashie

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33176)

PayPal is helpful and mostly accessible

4
PayPal is helpful for transferring money and paying for items without spending time typing bank details. The user experience is mostly accessible, although I think it could be made easier to transfer money from PayPal to your bank account with a button on the home screen. Reviewed on: 9th April 2026
Mary U's avatar
Mary U

Easy and affordable, was great to have this handy op...

5
Easy and affordable, was great to have this handy option. Reviewed on: 9th April 2026
Georgian B's avatar
Georgian B

I have never had a problem with PayPal and when I ha...

5
I have never had a problem with PayPal and when I have been in a dispute with a supplier PayPal have always resolved the issue quickly and provided refunds where required. Reviewed on: 9th April 2026
Michael 's avatar
Michael

If I'd used a credit card instead of Paypal Credit I...

1
If I'd used a credit card instead of Paypal Credit I could've done a balance transfer to incur less interest but Paypal don't allow you to pay your Credit account with a credit card. Customer Service is shocking. Reviewed on: 9th April 2026
Joanna 's avatar
Joanna

Always there when you need it.

5
So easy to use to pay for online purchases. Have used their 3 payment option recently for a more expensive item which made it more affordable. Reviewed on: 9th April 2026
Jules C's avatar
Jules C

Great service easy to use.

5
Great service easy to use. Great help if you want to buy something before payday. And you can spred the cost by using pay in 3. Reviewed on: 9th April 2026
Sandra S's avatar
Sandra S

The pay in 3 option gives me flexibility to order la...

5
The pay in 3 option gives me flexibility to order large purchases and spread the cost, I know when my payments will be and always get reminders. Reviewed on: 9th April 2026
Rachel's avatar
Rachel

I have experience using PayPal's good security pract...

5
I have experience using PayPal's good security practices to keep accounts safe. Reviewed on: 9th April 2026
Ever's avatar
Ever

Pay pals helps

4
Very good service helps you pay in small amounts which is good if you are on a fixed budget Reviewed on: 9th April 2026
Shahzad H's avatar
Shahzad H

i love the pay in 3 option as it gives people with a...

5
i love the pay in 3 option as it gives people with a little less than some to still have the things they like Reviewed on: 9th April 2026
michelle m's avatar
michelle m

Review PayPal: Pay in 3 now

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