Smart Money People Logo

PayPal: Payments reviews

4.91
Based on 3,600 reviews, last reviewed 2nd Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and convenient for online payments PayPal is fast, secure, and very convenient for online payments. I’ve never had any issues. Highly recommended! Reviewed on: 27th June 2025
Renilton  Carvalho 's avatar
Renilton Carvalho

Latest lowest rating:

1

PayEnemy They continue to lie at every opportunity. My friend sent me money and they charged me a fee. They said he selected goods and services. He didn't. The... Read more Reviewed on: 2nd March 2026
Nicholas S's avatar
Nicholas S

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal Payments reviews (3600)

Review of the PayPal, Payments:

Easy to use

5
It is easy to use and lots of companies accept this payment method. However, the charges are far too high when selling items on ebay etc. Reviewed on: 24th May 2024

Peace of mind

5
Whilst families are being scam on high Street banks, l feel secured using PayPal for all my transactions online, excellent security. Reviewed on: 31st July 2023

Great company

5
Great and trusted company. I always recommend them to people Reviewed on: 31st July 2023

Great credit prov

5
With the cost of living costs rising the 4 months interest free gives me extra peace of mind Reviewed on: 31st July 2023

Never a problem

5
Never have a problem get notifications for payments .You can talk to a real person if you need to . Good company keep it up Reviewed on: 31st July 2023

No hassle, easily managed credit!

5
I have been using Paypal Credit for a few years now and find it super convenient and easy to use. I have a manageable but not insignificant credit limit and can set and change monthly payments as I see fit. I can also make additional one-off payments whenever I like. This has helped me finance a few larger purchases without any issues what so ever. The PayPal App is easy to use and allows a slightly cut down way to manage your PayPal credit. For full functionality you should access your PayPal account via a browser. I am certain to continue to use Paypal Credit and always recommend it to family and friends. Reviewed on: 31st July 2023

Paypal

5
Easy to use good customer service the app is excellent to navigate your way round Reviewed on: 31st July 2023

Easy efficient affordable

5
Have benefited from this recently and found very helpful Reviewed on: 31st July 2023

Easy and Accessible

5
Had it not been for PayPal Credit I wouldn't have been in the position to purchase many items, plus they were 'interest free' for 16 weeks.! PayPay Credit has been a God send to me. Well Done that bank. Reviewed on: 31st July 2023

Best credit Provider

5
The best credit provider so far. Without any hassle and love the pay in 3 feature. Also the PayPal credit facility. Allows you to pay in time and without interest for upto 4 months. Much better compare to credit card or any other provider. Reviewed on: 31st July 2023

Easy to use

5
I like the fact I can spread the cost on purchases over 3 months and the app is safe and easy to use. Reviewed on: 31st July 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50809 reviews
    PayPal
  • Debit card

    from PayPal 4.00 from 1 reviews
    PayPal
    View all products