Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 16th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026
J W's avatar
J W

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Good price & easy to manage

4
I always compare the insurance market when renewal time comes around and yet again Policy Expert have come out on top, saving me the trouble of moving insurer. Only a minimal increase from last year. Long may it continue. Reviewed on: 27th June 2018

Cancelled auto renewal in writing but they still renewed it anyway!

1
The title tells the story. However they did respond quickly, were very apologetic and cancelled the policy immediately. Never happened with any other company previously though! Reviewed on: 26th June 2018

straight forward value for money

5
best price with great levels of cover Reviewed on: 26th June 2018

Policy expert wins hands down!

5
From the customer experience to a policy that suits your needs and requirements these are the best I have dealt with bar none. Give then a call. You won’t be disappointed. Reviewed on: 26th June 2018

Easy renewal and not significant price increase

5
Easy renewal and not significant price increase. This is my 4th year insuring my home with P.E. previous to this, I changed insurer every year [for about 15 years!] Reviewed on: 25th June 2018

renewal quote

4
Informed you off the other offers i had received and you very nearly matched them, so happy with new reviewed quote and happily stayed with Policy Expert again. Reviewed on: 25th June 2018

Used for house and car insurance,m

5
Excellent communication, good prices for both house and car insurance, would definitely recommend Reviewed on: 25th June 2018

Good value for money

4
Best price on comparison sites, gave me a good deal on my renewal Reviewed on: 24th June 2018

Good price and cover

5
This is the 2nd year I’ve used policy expert. The level of cover and the price is great. Would recommend to anyone. Reviewed on: 24th June 2018

All good so far..

4
Haven't had to make a claim, but the renewal premium is very competitive. Getting through on the phone was easy, and the operative was a pleasure to deal with. Reviewed on: 22nd June 2018

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products