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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 674 reviews, last reviewed 12th Feb 2026
15900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The extra interest on the notice account helped The extra interest on the notice account meant i could plan aghead and gain extra income at the same time. Reviewed on: 12th February 2026
Petroc's avatar
Petroc

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (674)

Review of the RCI Bank, 95 Day Notice Account:

Interest rates are always competitive.

5
Interest rates are always. The RCI app is very easy to navigate & l always manage to complete the task on every occasion. Reviewed on: 11th April 2025

I have been with RCI for many years, they are easy t...

5
I have been with RCI for many years, they are easy to use and extremely helpful at all times Reviewed on: 30th January 2026

Excellent interest bearing account

5
Consistently high interest rate relative to the market and the 95 day notice provides a great cushion to interest rate cuts before they take effect on the account Reviewed on: 30th January 2026

Great customer service and a well designed app.

4
The customer service has been reponsive and their guidance is clear. Managing my investment of the app is simple and convienent. Reviewed on: 30th January 2026

Good customer service and easy transactions

5
Good customer service and easy transactions Reviewed on: 30th January 2026

Eversafe

5
Never any problem in all my years with them Reviewed on: 30th January 2026

Excellent reliability and simple to operate with goo...

5
Excellent reliability and simple to operate with good interest rate Reviewed on: 30th January 2026

Generally good but

4
Generally good but impossible to even transfer from one RCI account to another. Reviewed on: 30th January 2026

Provides all needed from a notice account

5
Clear and straightforward website and easy to operate online account providing competitive interest Reviewed on: 30th January 2026

Quick and easy but checked and secure

5
I joined during the second half of 2025 because of impressive interest rates. The procedure was very quick and easy but I could see that my credentials were being checked to make sure I was not laundering money. Reviewed on: 29th January 2026

It's an easy straightforward experience.

5
It's an easy straightforward experience. It's reliable and the savings rates are always competitive. Reviewed on: 29th January 2026

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