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RCI Bank: 95 Day Notice Account reviews

4.85
Based on 505 reviews, last reviewed 30th May 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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10%
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1%
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1%

Latest highest rating:

5

Competitive Rates The rates are very competitive and the app is easy to use. I like the fact you can see the date your account matures. Reviewed on: 30th May 2025
Stuart 's avatar
Stuart

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (505)

Review of the RCI Bank, 95 Day Notice Account:

Answer the phone

1
Sent a cheque to open a fixed term account cheque not banked and have spent the last four days trying to speak to someone have waited over an hour on hold several times before giving up about to close the account as deposit period is about to elaspe thank god Reviewed on: 15th November 2022
Reply from RCI Bank Hi Howard, head of savings here, and with bit of a long reply to all the comments but bear with me. I’m very sorry if you had a long wait time on the telephone or not being able to connect. We’ve kept some very competitively priced accounts on sale for the past two weeks up to this morning. At a time when household finances are stretched, I asked the team to give some priority to opening accounts at these rewarding rates (rather than taking the products off sale) so customers would earn a competitive return on their savings for years to come. I’m sorry this impacted your experience with us. I also regret this happened to as many people as it did- we do take onboard all feedback. Due to the sheer volume of applications, the team has been busy processing over 30k manual account openings, telephone calls, emails, and inquiries as we welcomed tens of thousands of new savers. We’re heartened that so many UK households are saving and getting a rewarding rate of interest. We’re now working through the contact backlog. If you still have an outstanding issue and would like a personal response to your query, please follow us on Facebook and send us a private message so that we can contact you directly. Please make sure it’s a private message and you don’t publish your personal information for all to see. Best wishes! Response date: 17th November 2022
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RCI Bank

Competitive Rates

5
The rates are very competitive and the app is easy to use. I like the fact you can see the date your account matures. Reviewed on: 30th May 2025

Excellent Online Service

5
Online experience no problem at all …setting up account was straightforward and managing account is clear and concise Reviewed on: 16th April 2025

Speedy responses to enquiries made.

5
Speedy responses to enquiries made. Reviewed on: 15th April 2025

WEB ACCOUNT FOR ALL AGES

5
I find dealing with RCI very easy. Being of a 'certain age' at time is difficult for me to navigate the web, this is not the case with RCI. Happy with my account with them. Reviewed on: 14th April 2025

Easy to open an account, good interest rate for my s...

5
Easy to open an account, good interest rate for my savings account , well informed Reviewed on: 13th April 2025

Interest rates are always competitive.

5
Interest rates are always. The RCI app is very easy to navigate & l always manage to complete the task on every occasion. Reviewed on: 11th April 2025

Very good and efficient response to my enquiries.

5
Very good and efficient response to my enquiries. Reviewed on: 11th April 2025

Good responsive customer service.

5
Good responsive customer service. Great products. Reviewed on: 11th April 2025

Good Saving Interest!

5
I told my friends about saving accounts are very useful and look after my money very well. The interests are good too Reviewed on: 11th April 2025

Best bank have recommended to lots of people

5
Best bank have recommended to lots of people Reviewed on: 11th April 2025

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