Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

View other RCI Bank products

4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent service

No problems at all. Money was received timely Reviewed on: 31st January 2026

Long term savings

I have been banking with RCI for numerous years and am happy with the company Reviewed on: 31st January 2026

A Contented Regular Saver

I've held funds in a number of different savings accounts with RCI Bank over many years, the interest rates have been competitive and the online service and support reliable and easy to understand. Reviewed on: 30th January 2026

RELIABILITY

easy to deal with . consistent and ongoing A GREAT BANK Reviewed on: 30th January 2026

RCI Bank Getting Bigger

I believe RCI Bank is one of the best banks around, and the reason is their staff are so customer focused which makes things easier and more pleasant to deal with. This Bank offers a good selection of different accounts which are some of the best in the industry with good rates of interest. I have had accounts with other banks but go back to RCI because of the expert way they conduct themselves. If I was to give RCI a ranking 1 to 10 it would be 9 not 10. I would give 10 if they answered the phone a few seconds less. There you are a honest opinion of a bank not instantly thought of but is going places in the financial world. Reviewed on: 30th January 2026

VERY GOOD BANK.

Very good Bank to deal with and good rates of Interest in return.....Also the App is so user friendly. Reviewed on: 30th January 2026

Great savings account

I have saved with RCI for nearly six years and my money has been safe and accrued a good amount of interest. I have had to get help from their customer service on one occasion and that was a great experience for me. Reviewed on: 30th January 2026

Good return on deposits.

RCI offers very competitive savings rates for fixed terms. Reviewed on: 30th January 2026

Best online Bank

I have only had good experiences with RCI. Very clear advice and excellent customer service! No complaints!! Reviewed on: 30th January 2026

A safe haven, easy to manage.

We have enjoyed very favourable market rates; like the safety of the product and appreciate the ease of online transactions. Reviewed on: 30th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior instant access savings
from Earl Shilton Building Society 0.00 from 0 reviews
Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews
Savings
from Swansea Building Society 4.54 from 5 reviews

Want to see more from RCI Bank?

95 Day Notice Account
from RCI Bank 4.88 from 678 reviews
Freedom Savings Account
from RCI Bank 4.88 from 9016 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub