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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great service.

All good for me. Good rates, good service. Reviewed on: 9th April 2025

RCI are efficient and easy to deal with.

RCI are efficient and easy to deal with. Reviewed on: 9th April 2025

Was so quick and easy to set up.

Was so quick and easy to set up. All terms were clearly set out and everything that was required from myself was clear meaning that thre was no surprises during the process. Reviewed on: 9th April 2025

Recommended for fixed rate savings

Competitive rates with fast transfers in and out. Reviewed on: 9th April 2025

Happy customer

Easy to use app, regular updates and alerts. Happy with interest rates on my accounts. Reviewed on: 9th April 2025

Great rates, easy website, perfect !

Great rates, easy website, perfect ! Reviewed on: 9th April 2025

rates vary

Can be competive, but not always. As with everything you have to check. Reviewed on: 9th April 2025

Overall very good.

Overall very good.Have a savings account and found them to provide a very good service Reviewed on: 9th April 2025

Excellent rates and service.

Excellent rates and service. Great app. Reviewed on: 9th April 2025

Clear easy service with reasonably good interest rates

Clear online access to accounts. Easy to set up new savings accounts. Timely emails from RCI when accounts are maturing. Interest rates in line with other online banks. Easy pathway to deposit and withdraw money. Reviewed on: 9th April 2025

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