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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,222 reviews, last reviewed 12th Mar 2026
69200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

RCI Customer service is efficient, friendly and know... RCI Customer service is efficient, friendly and knowledgeable. The rates offered are good and my monthly interest payment has always arrived on time. Reviewed on: 12th March 2026
Yvonne 's avatar
Yvonne

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3222)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good interest rates and quick access if funds need t...

5
Good interest rates and quick access if funds need to be withdrawn. Reviewed on: 9th April 2025

striving to deliver good customer care,competitive i...

5
striving to deliver good customer care,competitive interest rates good customer care! Reviewed on: 9th April 2025

Ythe informative bank

5
Yci keeps me informed very well of any changes to my savings and their terms and conditions as soon as they change. Reviewed on: 9th April 2025

Great app and always to answer the phone!...

5
Great app and always someone on the end of the phone if needed. Reviewed on: 9th April 2025

app easy to use.

5
app easy to use. good customer services Reviewed on: 9th April 2025

Easy to operate savings accounts.

5
Easy to operate savings accounts. Payments made regularly and on time. Reviewed on: 9th April 2025

Courteous and Efficient

5
Competitive interest rate, FCSA protected, good, no-nonsense web site, courteous and efficient phone support, fast processing of deposits with reassuring e-mail and text notifications. Reviewed on: 9th April 2025

A good experience

5
Very good website, competitive rates and all very easy to navigate Reviewed on: 9th April 2025

Easy to use Bank account with good rates on savings...

5
Easy to use Bank account with good rates on savings Reviewed on: 9th April 2025

Quality banking

4
Very good communication. Safe website. Comparable rates of interest. Reviewed on: 9th April 2025