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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

120% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Highly recommend RCI Bank

Very intuitive app. Very helpful staff. Competitive interest rates Reviewed on: 27th January 2026

Excellent customer service

Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as yearly which many banks don't do. Reviewed on: 13th June 2025

Investing made easy!

Always keeps you updated with new products and makes it easy to reinvest funds Reviewed on: 12th June 2025

Great bank for savings and helpful staff

I find RCI usually has competitive savings rates. The customer service team replies quickly and are always helpful. The one drawback with RCI (and the reason I won't award 5 stars) is that you can only have one linked bank account, meaning that if I have a joint savings account and an individual one the the funds must be transferred to and from one single account. In this day and age I would expect to be able to link a different account to each RCI account - especially when considering safeguarding against financial coercion Reviewed on: 1st May 2025

Competitive rates & easy online access.

Competitive rates on fixed term & freedom savings accounts. Easy to manage online. Reviewed on: 29th April 2025

I have a bonds saving account, good return for my sa...

I have a bonds saving account, good return for my savings. Easy login to access my account. Reviewed on: 26th April 2025

RCI online experience

Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for online access. Reviewed on: 22nd April 2025

RCI Bank on line account is user friendly and always...

RCI Bank on line account is user friendly and always works well with no fuss. RCI interest rates are very competitive. I have been using RCI for quite a few years now and will continue to do so for the forseeable future. Reviewed on: 22nd April 2025

A good experience over many years.

Have been saving with RCI for many years, the rates are competitive and the service, reliable. I'm confident this will remain the case in future. Reviewed on: 22nd April 2025

Good interest rates and easy to open a new account.

Good interest rates and easy to open a new account. Phone enquiries answered promptly. Reviewed on: 21st April 2025

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