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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3471 reviews)

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4.89

Based on 3,471 reviews, last reviewed 15th Mar 2026

92400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great accounts with very competitive interest rates. Great accounts with very competitive interest rates. Kept in touch from RCI of new accounts on offer and ant changes to interest rates etc Reviewed on: 15th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3471)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent Bank! .

RCI Bank keeps me updated on a regular basis regarding all aspects of their business, accounts, rates etc. They are very helpful and easy to reach by phone or internet. I would highly recommend them. Reviewed on: 9th April 2025

Excellent professional service

Excellent professional service. Accounts accessible online with ease. Reviewed on: 9th April 2025

Always good interest rates.

Always good interest rates. Good customer service when needed Reviewed on: 9th April 2025

Excellent

Excellent service 100% reccomend. Reviewed on: 9th April 2025

Simple and easy to use.

RCI bank offers competetive interest rates on savings and investments. Coupled with the ease of use from it's App and the good communications provided it is a winning formula. it also has the additional advantage of being backed up by a large european corporation, whilst being UK registered for peace of mind. Reviewed on: 9th April 2025

Very easy to bank using app, which is very user frie...

Very easy to bank using app, which is very user friendly. The rates are also really good. rates. Reviewed on: 9th April 2025

The people are always polite and extreemly helpful w...

The people are always polite and extreemly helpful wheever I need help. Reviewed on: 9th April 2025

Whenever I have had to phone great customer service

Whenever I have had to phone great customer service Reviewed on: 9th April 2025

I started saving with RCI bank for almost 10 years n...

I started saving with RCI bank for almost 10 years now investing in fixed term bonds. Their rates are competitive the care and advice good, for me it's a no brainer. Reviewed on: 9th April 2025

Competitive rates

I find when I have phoned, the staff are very helpful, and the rates are competitive Reviewed on: 9th April 2025

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