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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Very easy to check rates and open new accounts.

Very easy to check rates and open new accounts. Maturity options wick and simple too Reviewed on: 29th January 2026

Competitive Interest rates

The interest rates are really competitive with a savings plan for all budgets.The website is very easy to navigate. Hassle free application on line, making it straightforward when it comes to transferring funds.Regular updates and reminders near the anniversary of a fixed account giving you plenty of ongoing options for further savings accounts and future planning. Reviewed on: 29th January 2026

professional and efficient, excellent service and rates

professional and efficient excellent customer service and easy to understand web site Reviewed on: 29th January 2026

RCI Bank have an excellent user interface

RCI Bank were super speedy in opening my account and their user interface - both app and website - is great. Reviewed on: 29th January 2026

Great product range with easy admin and clear comms

A wide range of products, clearly described, easy to apply for and manage. There are regular updates provided clearly stating what new products are available and new Ts and Cs is that is relevant. I am not bombarded with unnecessary information nor feel pressured by any of the communications Reviewed on: 29th January 2026

Good Value

I have been with RCI for several years. Always good value. Thank you. Reviewed on: 29th January 2026

My account offers everything I need for Regular saving.

My account offers everything I need for saving regularly ! Excellent database, with easy access and prompt completion of deposits or withdrawals, competitive interest rates and pleasant staff on the rare occasions needed. .Thank you RCI Reviewed on: 29th January 2026

Never any dramas with RCI.

Never any dramas with RCI. Dependable and always trustworthy Reviewed on: 29th January 2026

RCI Proffessional Service

I have been with RCI now for a number of years and have found them proffessional and customer service has been good when needed, also importantly they have provided very competitive intertest rates, and for this I have ben returning. Reviewed on: 29th January 2026

Been with for many years.

Been with for many years,excellent service, easy to navigate web site. Never any problems with accounts, Reviewed on: 29th January 2026

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