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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3545 reviews)

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4.89

Based on 3,545 reviews, last reviewed 21st Mar 2026

99400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3545)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great bank.

Great bank. Easy access. Good communication. App never seems to go down. Flexible. Would recommend Reviewed on: 11th March 2025

Easy uncomplicated process to open savings account w...

Easy uncomplicated process to open savings account with attractive interest rates Reviewed on: 11th March 2025

Very easy to use, with excellent interest rates on o...

Very easy to use, with excellent interest rates on offer Reviewed on: 11th March 2025

Easy to navigate!

Easy to navigate, clear information and brilliant customer service on the telephone! Reviewed on: 11th March 2025

Very good would definitely do more investments

Very good would definitely do more investments Reviewed on: 11th March 2025

Good solid interest rates and monthly returns.

Good solid interest rates and monthly returns. Been a customer for a few years and look forward to a few years more! Reviewed on: 11th March 2025

2 year product fixed rate

Easy transaction and easy to understand product. Reviewed on: 11th March 2025

Withdrawal information

The only issue I have is that when you make a withdrawal the confirmation says 'Thank you for your payment'!,or somthing like this. I have raised this issue with RCI but nothing came of if. Reviewed on: 11th March 2025

RCI is a top, top, top bank

Always very helpful. A member of staff picks up very quickly. And they all know what they are talking about. Interest rates are usually some of the highest in the UK. For instance last year I took out a fixed 2 year account just as rates were starting to go down. RCI were one of just a few who were holding the rate just as other Banks bailed out. I have been receiving much more interest over the last 6 months with a rate much higher than the average. A Brilliant Bank Reviewed on: 11th March 2025

Easy log in. God interest rates

Easy log in. Currently good interest rates with a slightly higher loyalty rate for refixing at maturity Reviewed on: 11th March 2025

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