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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

My bank account.

Very good bank for fixed saving account been. With them for a few years now with no problem's. And will stay with them as I said before very good bank Reviewed on: 29th January 2026

great Bank easy to browse , great customer service ,...

great Bank easy to browse , great customer service , Reviewed on: 29th January 2026

Best fixed rate savings account.

I have consistently had a fixed rate savings account with RCI for about 7 years and the interest rates are always top of the leader boards. Opening the account is easy and the app is excellent to keep track of the account. Reviewed on: 29th January 2026

Happy to help

Happy to help with any questions Reviewed on: 29th January 2026

Great service

Easy to open, good communications, excellent customer service on the rare occasion I had an issue, very good interest rate. Reviewed on: 29th January 2026

Open, transparent and clear to see interest

Open, transparent and clear to see interest Good customer support Would recommend Reviewed on: 29th January 2026

very customer friendly service and good value for ma...

very customer friendly service and good value for making a good investment! Reviewed on: 29th January 2026

Great bank, great Rates.

Have been with RCI bank around 3 years due to them Offering a great rate on their 5 years fixed rates. Each time I have had to phone them, which isn’t often they have answered the phone quickly, and their staff have been pleasant, and very helpful to deal with. Reviewed on: 29th January 2026

Easy app & great interest - perfect combination

Easy online application, the app is clear and easy to use. The rates on savings excellent. Couldn’t ask for better than that ! Reviewed on: 29th January 2026

Great products and customer service.

Great products and customer service. Reviewed on: 29th January 2026

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