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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,546 reviews, last reviewed 22nd Mar 2026
99500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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9%
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Latest highest rating:

5

Easy to open and very helpfull advisor Easy to open and very helpfull advisor Reviewed on: 22nd March 2026
Nigel R's avatar
Nigel R

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3546)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to deal with and good interest rates on savings...

5
Easy to deal with and good interest rates on savings Reviewed on: 11th March 2025

ISA would be the cherry on top of the cake

4
I like dealing with the RCI Bank and hold several accounts with them. It's easy to access, all instructions are clear and the bank offers a wide range of options to choose from. However, expanding these options to introducing an ISA would be a real bonus. Reviewed on: 11th March 2025

Great experience with RCI Bank

5
I have had nothing but good service from RCI Bank , I have fixed rate account so I don’t really need much contact , but when I have had contact everything is fine , my monthly interest is always paid on time , and the interest rates were very good when I opened my account . Reviewed on: 11th March 2025

Superb service

5
Always first class service,very competitive rates on savings accounts Reviewed on: 11th March 2025

Love the app.

5
Love the app. Easy access to money and balance. Good interest rate and positive updates Reviewed on: 11th March 2025

My experience with RCI Bank has been good good.

5
My experience with RCI Bank has Bern good. I have had exceptional customer service and care of my account. I have always been notified with any changes. RCI Bank is always reliable and friendly. I have never had any problems with withdrawal of the money. I require.. Yes. I am happy with RCI Bank. Reviewed on: 11th March 2025

Good interest rate.

5
Good interest rate. Easy to operate Reviewed on: 11th March 2025

Good clear advice.

5
Good clear advice. Trustworthy. Responds quickly to queries. Reviewed on: 11th March 2025

simple and easy to use online service

5
simple and easy to use online service Reviewed on: 11th March 2025

Stress free banking experience with excellent rates.

5
Stress free banking experience with excellent rates. Reviewed on: 11th March 2025

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