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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,548 reviews, last reviewed 23rd Mar 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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1%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026
Graham Robinson's avatar
Graham Robinson

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3548)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

A great bank with some lovely bank accounts

5
A great bank with some lovely bank accounts Reviewed on: 11th March 2025

Always save with RCI fixed rate savings,

5
Always save with RCI fixed rate savings, always give good rates. Never have any problems, great company. Reviewed on: 11th March 2025

Easy online use.

5
Easy online use. Good rates. Excellent customer service Reviewed on: 11th March 2025

Good rate of interest and a monthly option

5
Good rate of interest and a monthly option Reviewed on: 11th March 2025

Great communication in writing and in person.

5
My fixed term bond recently came up to end. I had lots of notice about this, and was able to take time to consider my options. I spoke to customer service, as I am not the most sophisticated investor and found the conversation really helpful in explaining all the differences. Reviewed on: 11th March 2025

RCI IS GREAT

5
easy to use app and customer friendly. Reviewed on: 11th March 2025

Simplicity itself

5
Simple to set up and manage the account through the app at any time of day or night. Reviewed on: 11th March 2025

I needed to reset my password - lovely customer serv...

5
I needed to reset my password - lovely customer service - nothing too much trouble and they actually sound happy Reviewed on: 11th March 2025

very efficient and good interest rates and easy to r...

5
very efficient and good interest rates and easy to read online Reviewed on: 11th March 2025

good website

5
Find the website easy to use and telephone support has always been good. Reviewed on: 11th March 2025

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