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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3548 reviews)

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4.89

Based on 3,548 reviews, last reviewed 23rd Mar 2026

99700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3548)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good rate of interest , easy to set up

Good rate of interest , easy to set up Reviewed on: 11th March 2025

Joined RCI Bank, competitive rates, smooth and secur...

Joined RCI Bank, competitive rates, smooth and secure transition and communicate well. Had an issue with App not opening and customer services sorted it with minimal wait time Reviewed on: 11th March 2025

Clear and easy to use - great!!

Very easy via the Internet both to obtain information (clearly set out) and to open an account. Reviewed on: 11th March 2025

Ainscoughs

Great service.and.return on money invested Reviewed on: 11th March 2025

It's been straight forward and the fact I've had lit...

It's been straight forward and the fact I've had little touch points would indicate that the process workd Reviewed on: 11th March 2025

Easy to open

It was so.simple to open my account and manage it Reviewed on: 11th March 2025

Five years on and still saving with RCI

I have been saving with RCI for nearly five years now and have found the whole process of applying and managing the accounts very easy and the savings rate to be very competitive. Reviewed on: 11th March 2025

Good website and on line banking is easy.

Good website and on line banking is easy. Reviewed on: 11th March 2025

Always been excellent.

Always been very good. Internet banking easy to use. We have had many years of good service. Reviewed on: 11th March 2025

Great value

Easy to use web site. Good communications. Good interest rates. Reviewed on: 11th March 2025

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