Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,554 reviews, last reviewed 26th Mar 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026
SonPR's avatar
SonPR

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Took out a fixed rate/term bond at one of best rates...

5
Took out a fixed rate/term bond at one of best rates of interest at the time. Easy to do and no problems. Reviewed on: 10th March 2025

Satisfied long time customer .

5
Simple professional competitive service and products. Reviewed on: 10th March 2025

RCI Bank - Good for saving

5
Easy to use website, competitive interest rates and straightforward account opening process. Reviewed on: 10th March 2025

Easy to use and manage.

4
Easy to use and manage. The online banking is clear and use is good. Reviewed on: 10th March 2025

Helpful and informative.

5
Helpful and informative. Plenty of notice about maturity options. Reviewed on: 10th March 2025

Excellent Bank, always helpful .

5
Excellent Bank, always helpful and easy to use app and website. Reviewed on: 10th March 2025

Great Support

5
When called, agents are helpful and knowledgeable. Reviewed on: 10th March 2025

Easy site to apply and great range.

5
Easy site to access and apply. Great choice of savings accounts available. Good communication. Reviewed on: 10th March 2025

Great rates, really easy to use app.

5
Great rates, really easy to use app. customer services helpful. Reviewed on: 10th March 2025

My experience is perfect.

5
My experience is perfect. I have 2 FR bond accounts of 30000 and enjoy good interest rate. I have recomended it to my dughter and she opened a fixed rate bond account. Reviewed on: 10th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10660 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 842 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products