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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,554 reviews, last reviewed 26th Mar 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026
SonPR's avatar
SonPR

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Best Account

5
I had a very good customer experience. Reviewed on: 2nd March 2022

Good interest rate

5
Could get my money out at any time, if I needed to, and a good interest rate. Reviewed on: 2nd March 2022

Increase Interest Rates

4
I have a number of different bank accounts, and RCI are the only ones increasing the interest rates. Much appreciated, and makes me determined to send any spare cash their way. Reviewed on: 2nd March 2022

The best interest rate

5
Reliable interest and service. Easy to set up the account and not had any issue thus far with them. Reviewed on: 2nd March 2022

Glad to bank with RCI

5
When I have spoken to someone at RCI I have always found them efficient polite and knowledgeable. Reviewed on: 2nd March 2022

good rate good service

4
I went for RCI because they were offering the best interest rates. I have found them to be efficient and easy to work with. Reviewed on: 2nd March 2022

Great product

4
Great product, registration easy and easy company to deal with Reviewed on: 2nd March 2022

Mackay

5
Reliable bank. Easy to make business with. Reviewed on: 2nd March 2022

Good

5
Can't complain about anything from the service provided Reviewed on: 2nd March 2022

So easy to use with an outstanding rate

5
Very smooth process for a market leading interest rate Reviewed on: 2nd March 2022

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